Financing Options

About Yard Card

Enjoy all the benefits of being a YARD CARD cardholder, including special financing options; a reusable line of credit; buy now, pay over time; and 24/7 online account management. Financing available OAC, at participating dealers.

3.99% with 54 monthly payments***

• Overview: 3.99% with 54 monthly payments.
• Minimum purchase $1,500.
• 3.99% Interest Rate/APR.
• Promotional fee of $150 for this transaction.

No Interest if Paid in Full within 12 Months****

• Overview: Interest will be charged from the purchase date is the purchase balance is not paid in full by the end of the promotional period or if you make late payments.
• Minimum purchase $500.
• 29.99% Interest Rate/APR.
• Promotional fee of $50 for this transaction.

About Master Financing

Purchasing a furnace has been made easier than ever with financing options provided by Master Financing. Multiple options are available to fit your financial needs. Use the easy online pre-approval form and contact your WoodMaster dealer today to find the WoodMaster outdoor furnace that’s right for you. Financing available OAC, at participating dealers.

6-Month Same-as-Cash*

• Overview: No payment, no interest for 180 days.
• Repayment term is 180 days.
• 19.99% fixed APR, effective as of August 1, 2023.
• Minimum loan amounts apply.

Traditional Installment Loan**

• Overview: Flexible terms and lower interest rates.
• Repayment term varies from 12 months up to 144 months.
• 8.99% to 24.49% fixed APR, effective September 1, 2023.
• Minimum loan amounts apply.
• First monthly loan payment due 30 days from the end of the open line period.

All Financing Options Include:

• A quick, easy, and safe application process
• A fast credit decision (know in about 10 minutes)
• No application fee, no closing costs, no repayment penalties.

Three Ways to Apply:

• Call 866-278-2700
• Apply with Enerbank’s Mobile App
• Apply online by clicking the financing option of your choice above.

*6 Months Same-As-Cash - Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of September 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 180 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after first disbursement.

**As Low as 8.99% Traditional Installment Loan - Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Minimum monthly payments vary between $11.37 and $94.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

***Consumer: 3.99% APR with 54 Monthly Payments: Minimum purchase $1500. There is a promotional fee of $150 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 4/30/2024. Commercial: 3.99% APR with 54 Monthly Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 3.99% will apply to the purchase for the 54 Month promotional period. A minimum payment equal to 2.026% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.

****Consumer: No Interest if Paid in Full within 12 Months: Minimum purchase $500. There is a promotional fee of $50 for this transaction. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Prior purchases excluded. Account must be in good standing. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 4/30/2024. Commercial: No Interest if Paid in Full within 12 Months: A minimum purchase amount of $500 is required. A one-time promotional fee of $50 will be charged to the account for this transaction. During the 12 month promotional period a minimum monthly payment is required as disclosed on your billing statement. If minimum monthly payments are made you will not pay off the balance in the 12 month promotional period. Payments above the minimum amount due are required to avoid paying the deferred interest. The deferred interest will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period. After the deferred interest period expires, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.